Our Favorite Investing Apps in 2025

Investing apps have a lot of benefits, especially for beginners and casual investors. From ease of access - to lower costs - you can invest anytime and anywhere using your phone or tablet.

Many apps offer low or zero commissions which is highly attractive in comparison to traditional brokers. Did you know only two-thirds of Americans—roughly 60–62%—own stock in some form, whether individually, through mutual funds, or via retirement accounts like 401(k)s and IRAs? Considering it's the easiest way to build wealth most Americans are behind where they deserve to be.

Now, thanks to these apps and the new investing landscape you can buy fractional shares so you don’t need a lot of money to get started.

Here’s some apps we’re loving in 2025:

• Robinhood – Great for beginners, Robinhood offers commission-free trading for stocks, ETFs, options, and cryptocurrencies.This means that users can buy and sell a wide array of financial instruments without having to pay the typical brokerage fees that can accumulate with frequent trading. For beginners, this is especially beneficial as it encourages them to explore different investment strategies without the fear of losing money to commissions. Browse a simple interface, albeit limited research tools.

• Fidelity – Good for beginners and advanced investors with no commissions on stocks and ETFs. Fidelity, a legacy player in the space boasts strong research, retirement tools, and great customer service for a reliable and safe experience. One of the standout features of Fidelity is its extensive research capabilities. Investors can access a wealth of information, including market analysis, stock ratings, and investment insights from experts. This research is invaluable, as it empowers investors to make informed decisions based on comprehensive data rather than speculation. For beginners, Fidelity provides educational resources that cover the fundamentals of investing, helping them to build a solid foundation of knowledge.

• E*TRADE – E*TRADE has been popular for many years. Audiences love E*TRADE’s UX for active traders with advanced charting from Morgan Stanley and research tools. Buy and sell stocks, mutual funds or ETFs. E*TRADE has garnered a loyal following over the years due to its exceptional user experience, advanced trading tools, diverse investment options, and commitment to education. By continually evolving and enhancing its platform, E*TRADE remains a top choice for active traders seeking a comprehensive and reliable trading experience.

• M1 Finance – This financial app combines automated investing with customization; ideal for those who want to build a personalized portfolio and automate contributions. M1 Finance stands out as a comprehensive financial app that merges the advantages of automated investing with the essential element of customization. It is an ideal choice for those who wish to build a personalized portfolio while enjoying the convenience of automated contributions, all within a user-friendly platform that supports a variety of investment strategies and goals.

• Acorns – Acorns is an excellent choice for beginners and anyone looking to invest spare change automatically with minimal effort. Its user-friendly interface, automated investment features, personalized portfolios, and educational resources make it a comprehensive tool for anyone looking to build their wealth over time. By leveraging Acorns, users can embark on their investment journey with confidence, knowing they have a reliable partner in their financial growth.

  

• Moomoo - a newer platform on the scene try Moomoo for its modern approach to commission-free trading with AI-powered insights. Moomoo offers zero-commission trading for stocks and ETFs, AI-powered market insights, and extended trading hours. Its user friendly design and community further enhances its appeal for anyone looking to engage in stock and ETF trading.

Did you love these recommendations? Let us know your favorite at @Wealth_Elf on Instagram.